Like the idea of private retirement accounts - Open one TODAY!

You can have a private retirement account today. No waiting for the government to wrangle about revising/renewing/revamping social security.

Open an IRA. It is a truly private (government can NEVER touch it) account. It can grow tax-free (Roth IRA) or tax-deferred (Traditional IRA).

In an appalling turn of events, the IRS says at http://www.irs.gov/newsroom/article/0,,id=127809,00.html
that only 10 percent of the people who are eligible for IRAs actually have one. So, before you call or write your government officials to weigh in on whether you like social security reform or not, take care of yourself by opening an IRA.